Typically, Ukrainians who retire at 65 years old with minimal insurance experience receive lower pension payments. However, individuals with high official salaries, from which contributions to the Pension Fund were made, may qualify for significantly larger payouts.
For instance, a man retiring in 2025 at the age of 65, with only 15 years of insurance experience, could receive a pension of 11,906 hryvnias—provided that his official salary is at least 75,000 hryvnias.
Considering that the average wage level in Ukraine is significantly lower, only a small portion of citizens can expect such payments under the current pension system.
In reality, most retirees with considerably longer work experience receive between 3,000 and 5,000 hryvnias per month. Furthermore, only 12.2% of pensioners receive payments exceeding 10,000 hryvnias.
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